At Instant Cash and Access 2 Cash, we strive to make your cash advance/payday loan as quick and easy as possible. If you are a first-time customer, the application process takes about 15 minutes (even less for existing customers) during which we will review the terms and conditions of your payday loan. Below you can find out every requirement you need to bring so the process can be fast and simple. Applying for a payday loan is simple and can be done in person at any of our 7 Michigan locations.

Cash Advance/Payday Loan Requirements for New Clients:

• Open and active personal checking account for 1-month minimum
• Full-time employment for at least 2 months minimum or permanent government issued income
• Valid Michigan drivers license or state issued ID card
• Social Security Card or legal document verifying Social Security Number
• Most recent pay stub or other acceptable proof of income
• Most recent 30-day bank statement with name and at least the last 4 digits of the account number
• A check, which you will write to us, drawn on the open and active personal checking account mentioned above

Customer Notice:  There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs.  Small-dollar loans used over a long period of time can be expensive.