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We won't make you wait for the money! Our payday loans are fast, and the application is simple and confidential.
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Sometimes you can’t wait for payday. Maybe you have an unforeseen car repair, a leaky roof, a medical emergency or a utility bill comes due.
Whatever the reason with 15 Michigan locations to serve you with your payday loan, you’re sure to find us close to home.

Apply In Minutes

It’s fast, easy, and confidential.

Get a Quick Decision

If approved, sign, write us a check and finalize your loan.

Repay The Loan

All payday loans must be repaid with either cash, cashiers check or money order.

How do cASH adVANCE AND Payday Loans work?

At Instant Cash and Access 2 Cash, we strive to make your cash advance/payday loan as quick and comfortable as possible.
Applying for a payday loan is simple and can be done in person at any of our 15 Michigan locations.


We are conveniently located throughout Michigan with 15 locations.


Instant Cash and Access 2 Cash want you to be treated fairly throughout the entire payday loan process. All stores are licensed in the State of Michigan. Additionally, as a member of the CFSA we abide by responsible industry practices that ensure customers understand the cost and risk of short-term payday loans to facilitate the best financial decisions. Should you have any questions, complaints, or concerns, please contact us toll-free at 855-252-4244. The Community Financial Services Association of America (CFSA) was established in 1999 as the national organization for small dollar, short-term lending or payday loans. The CFSA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Americans.

CUSTOMER NOTICE: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.