Instant Cash in Niles, Michigan
Cash Advance/Payday Loans
We Buy Gift Cards
At Instant Cash and Access 2 Cash, we strive to make your cash advance/payday loan as quick and easy as possible. If you are a first time customer, the application process takes about 15 minutes (even less for existing customers) during which we will review the terms and conditions of your payday loan. Below you can find out every requirement you need to bring so the process can be fast and simple. Applying for a payday loan is simple and can be done in person at any of our 15 Michigan locations.
Cash Advance/Payday Loan Requirements for New Clients:
- Open and active personal checking account for 1-month minimum
- Full-time employment for at least 2 months minimum or permanent government issued income
- Valid Michigan drivers license or state issued ID card
- Social Security Card or legal document verifying Social Security Number
- Most recent pay stub or other acceptable proof of income
- Most recent 30-day bank statement with name and at least the last 4 digits of the account number
- A check, which you will write to us, drawn on the open and active personal checking account mentioned above
Customer Notice: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.
Our cash advances/payday loans are fast and the application is simple.
Monday: 10am – 6pm
Tuesday: 10am – 4pm
Wednesday – Friday:
10am – 6pm
Saturday & Sunday: Closed
Find Us Here1703 Oak Street Niles, MI 49120
We are located on the corner of Oak St. & 17th St. next door to Admiral gas station.
Instant Cash Niles
Phone: (269) 687-4330
Instant Cash and Access 2 Cash want you to be treated fairly throughout the entire payday loan process. All stores are licensed in the State of Michigan. Additionally, as a member of the CFSA we abide by responsible industry practices that ensure customers understand the cost and risk of short-term payday loans to facilitate the best financial decisions. Should you have any questions, complaints, or concerns, please contact us toll-free at 855-252-4244. The Community Financial Services Association of America (CFSA) was established in 1999 as the national organization for small dollar, short-term lending or payday loans. The CFSA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Americans.
CUSTOMER NOTICE: There are a wide variety of loan products available in the marketplace, so your choice of lending products should match your financial needs. Small-dollar loans used over a long period of time can be expensive.