Instant Cash in Ionia, Michigan

Services Offered

Cash Advances & Buy Gift Cards

Phone Number

Phone: (616) 527-8500
Fax: (616) 522-9052

At Instant Cash and Access 2 Cash we strive to make your payday loan as quick and easy as possible. If you are a first time customer, the application process takes about 15 minutes (even less for existing customers) during which we will review the terms and conditions of your payday advance. Below you can find out every requirement you need to bring so the process can be fast and simple. Applying for a cash advance is simple and can be done in person at any of our 16 Michigan locations. 

Pay Day Loan Requirements for New Clients:

  • Open and active personal checking account for 2 months minimum.
  • Full time employment for at least 3 months minimum or permanent government issued income.
  • Valid Michigan drivers license or state issued ID card.
  • Social Security Card or legal document verifying Social Security Number.
  • Most recent pay stub or proof of current income showing current employment.
  • Most recent 30 day bank statement with name and full account number.

A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.

Our payday loans and cash advances are fast and the application is simple.

Store Manager

Amanda Hodge

Location Hours

Monday – Friday: 10am – 6pm
Saturday: 10am – 3pm
Sunday: Closed

Find Us Here

201 N. Dexter St. Ionia, MI 48846

Corner of N,. Dexter St. and Washington St. (across from Marathon Gas Station)

Instant Cash Ionia

201 N. Dexter St. Ionia, MI 48846
Phone: (616) 527-8500

OUR PROMISE

Instant Cash and Access 2 Cash want you to be treated fairly throughout the entire payday advance process. All stores are licensed in the State of Michigan. Additionally, as a member of the CFSA we abide by responsible industry practices that ensure customers understand the cost and risk of short-term payday advances to facilitate the best financial decisions. Should you have any questions, complaints, or concerns, please contact us toll-free at 855-252-4244. The Community Financial Services Association of America (CFSA) was established in 1999 as the national organization for small dollar, short-term lending or payday advances. The CFSA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Americans. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.