Get Cash Now!

We won't make you wait for the money! Our payday loans and cash advances are fast and the application is simple.
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Sometimes you can’t wait for payday. Maybe you have an unforseen car repair, a leaky roof, a medical emergency or an utility bill comes due.
Whatever the reason with 16 Michigan locations to serve you, you’re sure to find us close to home.

Apply In Minutes

It’s fast, easy, and confidential.

Get a Quick Decision

If approved, sign, write us a check and finalize your loan.

Repay The Loan

All payday loans must be repaid with either cash, cashiers check or money order.

How Cash Advance works?

At Instant Cash and Access 2 Cash, we strive to make your payday loan as quick and easy as possible.
Applying for a cash advance is simple and can be done in person at any of our 16 Michigan locations.


We are conveniently located throughout Michigan with 16 locations.


Instant Cash and Access 2 Cash want you to be treated fairly throughout the entire payday advance process. All stores are licensed in the State of Michigan. Additionally, as a member of the CFSA we abide by responsible industry practices that ensure customers understand the cost and risk of short-term payday advances to facilitate the best financial decisions. Should you have any questions, complaints, or concerns, please contact us toll-free at 855-252-4244. The Community Financial Services Association of America (CFSA) was established in 1999 as the national organization for small dollar, short-term lending or payday advances. The CFSA works to promote laws and regulations that balance strong consumer protections while preserving access to short-term credit for millions of Americans. A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.